Our new online teller, APSFCU@Home, is up and running beginning February 15th! The convenience of online banking is at your fingertips.
Effective April 12, 2010
Christmas Club Account Early Withdrawal..............$5.00 for any early withdrawal
(partial or whole)Share Draft Account Fees:
NSF Fee.....................................................................................$35.00 per item
Returned Item Fee...................................................................$35.00 per item
Stop Payment Fee....................................................................$15.00 per item
Check Copy Fee........................................................................$15.00 per item
New Check Charges.........................................Prices vary depending upon style (first order of 50 free)
Account Reconciliation Fee.....................................................$10.00 per hour
Account Research Fee.............................................................$10.00 per hour
Wire Transfer Fee (outgoing)................................................$30.00 per transfer
Inactive Account Fee......................$12.00 per year, after 12 months of inactivity
and balance is less than $100.00
ATM/Debit Card Fee...........................................$1.00 per month (per account)
Card Replacement Fee.............................................................$10.00 per cardThe rates and fees appearing in this Schedule are accurate and effective for deposit accounts as of the Effective Date indicated on the Rate and Fee Schedule. If you have any questions or require current rate and fee information on you accounts, please call the Credit Union Office

All funds in a "noninterest-bearing transaction account" are insured in full by the National Credit Union Administration through December 31,2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA's general share insurance rules. The term "noninterest-bearing transaction account" includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal ("NOW") account, money-market deposit account, and Interest on Lawyers Trust Account ("IOLTA"), even if share drafts maybe drawn on the account.