LOANS

 * NOTE: 1/2% Discount on below rates for all loans paid by Direct Deposit. (Does not include Visa.) Direct Deposit must remain in effect for the term of the loan. Call the Credit Union Office for additional info or to apply for any loan.

NEW VEHICLE LOAN RATES

4.85% Up to 48 Months
4.85% for 60 Months
4.85% for 72 Months
100% Financing (Retail Value) Excluding Taxes

USED VEHICLES LOAN RATES

4.85% Up to 60 Months
4.85% Up to 72 Months
95% of Retail Value on last 2 model years
90% of Retail Value for older vehicles
Retail Value of Used Vehicles per NADA Appraisal Guide

The above rates effective 01/14/09. Rates subject to change at anytime.
Call the Credit Union Office TODAY!! Lock in your New or Used Car Loan Rate!

APS Credit Union  Loans

Line of Credit
 Rate: 13.5%

48 Months maximum term. $10,000 Maximum.

Use the money from a Line-of-Credit Loan to payoff those High Rate Credit Cards

Maximum amount is based on 20% of Gross Income and credit qualifications.

Call the Credit Union Office for details and to apply.

Rates subject to change at anytime.

Contact the Credit Union Office for the current available rates.

8% Special Loan

Rate: 8% *

$5,000 Maximum

TERM: 36 Months

Monthly Payment: $160

* For those who qualify

Call the Credit Union Office for details and to apply!

Holiday Loan

Rate: 10%

$1,500 Maximum (less any outsanding balance on an existing Holiday Loan)

Term: 18 months

Share Secured Loans

Share certificate secured rate is 3.75% above rate being paid on share or share certificate.

Loans to Purchase:

• Vehicles
• Boats & Motors
• Furniture
• Other Durable Consumer Goods

Loans For:

• Automobile Repairs
• Educational Expenses
• Funeral Expenses
• Holiday Expenses
• Home Repairs
• Hospital Bills
• Insurance Premiums
• Medical & Dental Expenses
• Taxes
• Vacation Expenses
• Wedding Expenses
• Bill Consolidation

Call the Credit Union Office for details and to apply for any type of loan!